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A key requirement for psd2 is to ensure that there are adequate security protocols in place to authenticate clients when using online platforms and services.
Psd2 online banking. These changes help fight fraud and make your online transactions even more secure. It s time for smarter stronger safer security. New european payment legislation the payment services directive psd2 is designed to make online payments more secure and make it more difficult for fraudsters to access your details.
These requirements are specifically linked to the regulatory technical standards on strong customer authentication and secure communication which went live on 14th september 2019. To help protect your business against increasingly sophisticated online fraud we re adding an extra level of security checks for online payments. We expect these requirements to be enforced over the course of 2020 and 2021.
The psd2 regulation drastically impacts the financial eco system and infrastructure for banks fintechs and businesses using payment data for the benefits of consumers. On 14 september 2019 new banking regulation called psd2 changed how we bank online adding an extra layer of security called strong customer authentication sca when you use mobile or internet banking. On 14 september 2019 new requirements for authenticating online payments were introduced in europe as part of the second payment services directive psd2.
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